Workers’ Comp: Is Their Claim Legitimate?
FACT: Your employees will file Workers' Compensation claims...
FACT: Not all of them will be legitimate.
Unfortunately, many try to beat the system by filing fraudulent claims. The National Insurance Crime Bureau estimates Workers' Compensation insurance fraud costs the industry $5 billion per year.
Worker Compensation insurance fraud occurs when your employees falsely claim to injure themselves at work; exaggerate minor work injuries to receive benefits; and/or take sick leave from your company while working another job. You become the victim.
THE BOTTOM LINE: It costs you a lot of money!
ARCANE Will Verify ALL Claims
Our Workers' Compensation investigative services are used by employers, claims adjusters, and third party administrators to take the initial report of ALL claims as an inexpensive way to deter would-be fraudsters. If fraud becomes suspected, we're already familiar with the case and will capture the necessary evidence to prove it.
AOE/COE Interviews
Arising Out of Employment or in the Course of Employment interviews are a critical phase of the Workers' Compensation claims process. Retaining Arcane Investigations to obtain witness and suspect statements makes good fiscal sense and may greatly increase your chances of a successful defense of claims.
Business Insurance and Restitution
Check with your insurance carrier to see if they offer a discount for implementing a strong policy to verify all claims. When fraud is proven, we recommend you seek restitution and reimbursement from your employee of the cost of our services.
Pay Legitimate Claims Only!
Whether you own a business, are self-insured, an insurance agent, or responsible for employees, a Workers' Comp investigation can help ensure all claimants are entitled to the compensation they receive.
When employees know ARCANE is where all your Workers' Compensation claims begin, those considering false claims always think twice.